We often assist families of children with special needs with estate planning. One challenge is ensuring that the child has long-term protection. While the child is a minor, the parents have the ability to act in the child’s best interest. But when the child turns 18,...
For homeowners buying and selling real estate, the entire process can be overwhelming. There are price negotiations, home inspections, and title matters to address. Before closing, an attorney must draft a deed for the seller to sign. Now, the State of Iowa enacted a...
One of the more important decisions you must make when writing your Will is the selection of an Executor. The Executor is responsible for administering your Will and ensuring that your assets are distributed according to your wishes. Ideally, an Executor should...
Effective estate planning involves not only directing the distribution of your wealth after death, but also making decisions about your care while alive. Medical technology can extend life, but many clients prefer to focus on the quality of that life. Decisions about...
The expense of nursing home care can rapidly deplete the lifetime savings of couples. There is a common misconception that a couple must use up all of their available assets for care before one spouse becomes eligible for Medicaid. The Department of Human Services has...
When it comes to making an estate plan, many people are not as diligent as they should be. Because estate plans decide where your assets will be transferred at your death, it is important to have your affairs in order. Here are some common mistakes to avoid when...
Social Security disability benefits are available to an individual who has a mental or physical impairment that prevents him or her from working. If you have a medical condition that prevents you from working, you may be eligible for Social Security benefits. There...
Do you have a small business, or are you thinking of starting one? A Limited Liability Company (or “LLC”) could be right for you. There are many benefits to having an LLC, and starting one is a straightforward process. Iowa allows simple, low-cost LLC formation with...
Are you thinking about buying or selling a home on contract? A real estate installment contract is seller financing: the owner remains in title and the buyer pays monthly payments. The buyer is also on title, making a contract sale different than a rental agreement. A...
If you’re ready to be a home owner, but face barriers preventing you from obtaining a traditional mortgage, you may have considered buying a home on contract. Or perhaps you’re already renting a home you love, and your landlord wants to sell it to you. As a contract...