Social Security disability benefits are available to an individual who has a mental or physical impairment that prevents him or her from working. If you have a medical condition that prevents you from working, you may be eligible for Social Security benefits. There...
Do you have a small business, or are you thinking of starting one? A Limited Liability Company (or “LLC”) could be right for you. There are many benefits to having an LLC, and starting one is a straightforward process. Iowa allows simple, low-cost LLC formation with...
Are you thinking about buying or selling a home on contract? A real estate installment contract is seller financing: the owner remains in title and the buyer pays monthly payments. The buyer is also on title, making a contract sale different than a rental agreement. A...
If you’re ready to be a home owner, but face barriers preventing you from obtaining a traditional mortgage, you may have considered buying a home on contract. Or perhaps you’re already renting a home you love, and your landlord wants to sell it to you. As a contract...
Probate is the process of court-supervised administration of an estate. If you have a Will, upon your death your Executor will present it to the court. It is a common misconception that merely possessing the Will vests someone with the authority to act. In order for a...
Our firm specializes in issues of alternate decision-making. Our clients often assist family members with decision-making. Whether it is an aging parent or a child with a disability, these informal arrangements are common. However, sometimes a more formal legal...
Long-term care for a loved one can be expensive. A short stay in a rehabilitative center or a more permanent transition to a nursing facility can rapidly exhaust assets. When private insurance isn’t available, the government provides a safety net through Medicaid....
In today’s tight economy, many homeowners try to sell a house without listing it through a realtor. This For-Sale-By-Owner (or “FSBO”) sale can save you thousands in commissions if you can find a buyer on your own. However, important legal issues arise when you sell...
Estate planning is not only about directing the distribution of your assets when you pass away. Effective planning helps you manage each stage of your life, depending on your specific needs. Young parents need to protect and provide for their minor children. Older...